Insurance

Plan DetailExplore AsiaExplore AfricaExplore EuropeExplore Canada+Explore GoldExplore Platinum
Geographical Scope Asia Africa Europe Worldwide Exclusing US Worldwide / Worldwide excluding US and Canada
Sum Insured (in '000) US $ 25, 50 & 100 US $ 25, 50 & 100 € 30 & 100 US $ 50 & 100 $ 50, 100, 300 & 500
Benefit Deductible  
Hospitalization Expenses Yes Yes Yes Yes Yes Yes
In-patient Care US $ 100/€ 75 Up to SI Up to SI Up to SI Up to SI Up to SI Up to SI
Life Threatening Condition for PED US $ 100/€ 75 10% of SI 10% of SI 10% of SI 10% of SI 10% of SI 10% of SI
Additional SI for Accidental Hospitalization US $ 100/€ 75 Yes, up to 100% SI Yes, up to 100% SI Yes, up to 100% SI Yes, up to 100% SI Yes, up to 100% SI Yes, up to 100% SI
Out-patient Care US $ 100/€ 75 20% of SI 20% of SI € 30,000 US $ 50,000 US $ 50,000 US $ 50,000
Daily Allowance
2 days US $ 25 per day, max 5 days US $ 25 per day, max 5 days € 25 per day, max 5 days US $ 25 per day, max 5 days US $ 25 per day, max 5 days US $ 25 per day, max 5 days
Compassionate Visit
- - - - - - US $ 5,000
Return of Minor Child - - - - - - US $ 2,000
Up-gradation to Business Class
- US $ 1,000 US $ 1,000 € 750 US $ 1,000 US $ 1,000 US $ 1,000
Dental Expenses US $ 100/€ 75 US $ 300 US $ 300 US $ 300 US $ 300 US $ 300 US $ 300
Personal Accident - US $ 15,000 US $ 15,000 € 10,000 US $ 15,000 US $ 15,000 US $ 15,000
Common Carrier Accidental Death - - - - - - US $ 5,000
Medical Evacuation
- US $ 10,000 US $ 10,000 € 30,000 US $ 50,000 US $ 50,000 US $ 50,000
Repatriation of Mortal Remains - US $ 10,000 US $ 10,000 € 30,000 US $ 50,000 US $ 50,000 US $ 50,000
Trip Cancellation & Interruption
- US $ 1,000 US $ 1,000 € 750 US $ 1,000 US $ 1,000 US $ 1,000
Trip Delay
12 hours US $ 500 US $ 500 € 300 US $ 500 US $ 500 US $ 500
Loss of Checked-in Baggage
- US $ 100 US $ 100 € 100 US $ 100 US $ 100 US $ 100
Delay of Checked-in Baggage
12 hours US $ 100 US $ 100 € 100 US $ 100 US $ 100 US $ 100
Loss of Passport
- US $ 300 US $ 300 € 250 US $ 300 US $ 300 US $ 300
Personal Liability US $ 100/€ 75 US $ 100,000 US $ 100,000 € 75,000 US $ 100,000 US $ 100,000 US $ 100,000
Trip Options 
Single Trip Yes Yes Yes Yes Yes Yes
Multi Trip (Policy will be on annual basis) No No No No Yes Yes
Trip Duration (days)  
Minimum 2 2 2 2 2 2
Maximum (Single Trip) 365 365 365 365 365 365
Maximum (Multi Trip) - - - - 45 or 60 days 45 or 60 days
Entry Age - Single Trip  
Minimum 1 day 1 day 1 day 1 day 1 day 1 day
Maximum No Age Bar No Age Bar No Age Bar No Age Bar No Age Bar No Age Bar
Entry Age - Multi Trip - - - - Yes Yes
Minimum - - - - 1 day 1 day
Maximum - - - - 70 years 70 years
Sub-limits applicable (For age 61 years and above) As per Appendix Yes Yes No Yes Yes No
Family Option* Yes Yes Yes Yes Yes Yes

Exclusion

What is not covered?

  • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse.
  • War and Nuclear perils or consequences thereof
  • Ionising Radiation or contamination arising out of the same
  • Any intentional self-injury, suicide or attempted suicide
  • Any claim relating to hazardous activities
  • The insured being involved in Breach of taw
  • HIV/AIDS

Policy Terms

Please click here to see the detailed policy  Terms & Conditions.

Claim Process

No matter which part of the world you are, we're just a call away!

In case of Claim, notify us immediately on any of the below touch-points for hassle free processing and speedy settlements.
Falck Global Assistance (24 hours assistance centre)
 
US and Canada : 18443013135 /18443013146 ( Toll Free)      
Other countries : +91-124-4498760 (Call Back Facility) Fax : +91- 124- 4006674
: travelassistance@religare.com      
 
In case of reimbursement of treatment expenses, reach us at the below touch points
Religare Health Insurance Company Limited GYS Global, Plot No. A3, A4, A5, Sector - 125, Noida, U.P. - 201301
 
India : 1800 200 4488 (Toll Free & Accessible in India only) Fax (RHICL) : 1800 200 6677
: travelclaims@religare.com      
 
Be it Cashless settlement or reimbursement of medical expenses, we deliver on our promise of worry free experience!