Emirates & Air India or Air India Express flights do not require OK To Board if holding Passports with ECNR status. However, OK To Board is required only if the Passenger holds Passport with ECR status.

Insurance

Plan DetailExplore AsiaExplore AfricaExplore EuropeExplore Canada+Explore GoldExplore Platinum
Geographical Scope Asia Africa Europe Worldwide Exclusing US Worldwide / Worldwide excluding US and Canada
Sum Insured (in '000) US $ 25, 50 & 100 US $ 25, 50 & 100 € 30 & 100 US $ 50 & 100 $ 50, 100, 300 & 500
Benefit Deductible  
Hospitalization Expenses Yes Yes Yes Yes Yes Yes
In-patient Care US $ 100/€ 75 Up to SI Up to SI Up to SI Up to SI Up to SI Up to SI
Life Threatening Condition for PED US $ 100/€ 75 10% of SI 10% of SI 10% of SI 10% of SI 10% of SI 10% of SI
Additional SI for Accidental Hospitalization US $ 100/€ 75 Yes, up to 100% SI Yes, up to 100% SI Yes, up to 100% SI Yes, up to 100% SI Yes, up to 100% SI Yes, up to 100% SI
Out-patient Care US $ 100/€ 75 20% of SI 20% of SI € 30,000 US $ 50,000 US $ 50,000 US $ 50,000
Daily Allowance
2 days US $ 25 per day, max 5 days US $ 25 per day, max 5 days € 25 per day, max 5 days US $ 25 per day, max 5 days US $ 25 per day, max 5 days US $ 25 per day, max 5 days
Compassionate Visit
- - - - - - US $ 5,000
Return of Minor Child - - - - - - US $ 2,000
Up-gradation to Business Class
- US $ 1,000 US $ 1,000 € 750 US $ 1,000 US $ 1,000 US $ 1,000
Dental Expenses US $ 100/€ 75 US $ 300 US $ 300 US $ 300 US $ 300 US $ 300 US $ 300
Personal Accident - US $ 15,000 US $ 15,000 € 10,000 US $ 15,000 US $ 15,000 US $ 15,000
Common Carrier Accidental Death - - - - - - US $ 5,000
Medical Evacuation
- US $ 10,000 US $ 10,000 € 30,000 US $ 50,000 US $ 50,000 US $ 50,000
Repatriation of Mortal Remains - US $ 10,000 US $ 10,000 € 30,000 US $ 50,000 US $ 50,000 US $ 50,000
Trip Cancellation & Interruption
- US $ 1,000 US $ 1,000 € 750 US $ 1,000 US $ 1,000 US $ 1,000
Trip Delay
12 hours US $ 500 US $ 500 € 300 US $ 500 US $ 500 US $ 500
Loss of Checked-in Baggage
- US $ 100 US $ 100 € 100 US $ 100 US $ 100 US $ 100
Delay of Checked-in Baggage
12 hours US $ 100 US $ 100 € 100 US $ 100 US $ 100 US $ 100
Loss of Passport
- US $ 300 US $ 300 € 250 US $ 300 US $ 300 US $ 300
Personal Liability US $ 100/€ 75 US $ 100,000 US $ 100,000 € 75,000 US $ 100,000 US $ 100,000 US $ 100,000
Trip Options 
Single Trip Yes Yes Yes Yes Yes Yes
Multi Trip (Policy will be on annual basis) No No No No Yes Yes
Trip Duration (days)  
Minimum 2 2 2 2 2 2
Maximum (Single Trip) 365 365 365 365 365 365
Maximum (Multi Trip) - - - - 45 or 60 days 45 or 60 days
Entry Age - Single Trip  
Minimum 1 day 1 day 1 day 1 day 1 day 1 day
Maximum No Age Bar No Age Bar No Age Bar No Age Bar No Age Bar No Age Bar
Entry Age - Multi Trip - - - - Yes Yes
Minimum - - - - 1 day 1 day
Maximum - - - - 70 years 70 years
Sub-limits applicable (For age 61 years and above) As per Appendix Yes Yes No Yes Yes No
Family Option* Yes Yes Yes Yes Yes Yes

Exclusion

What is not covered?

  • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse.
  • War and Nuclear perils or consequences thereof
  • Ionising Radiation or contamination arising out of the same
  • Any intentional self-injury, suicide or attempted suicide
  • Any claim relating to hazardous activities
  • The insured being involved in Breach of taw
  • HIV/AIDS

Policy Terms

Please click here to see the detailed policy  Terms & Conditions.

Claim Process

No matter which part of the world you are, we're just a call away!

In case of Claim, notify us immediately on any of the below touch-points for hassle free processing and speedy settlements.
Falck Global Assistance (24 hours assistance centre)
 
US and Canada : 18443013135 /18443013146 ( Toll Free)      
Other countries : +91-124-4498760 (Call Back Facility) Fax : +91- 124- 4006674
: travelassistance@religare.com      
 
In case of reimbursement of treatment expenses, reach us at the below touch points
Religare Health Insurance Company Limited GYS Global, Plot No. A3, A4, A5, Sector - 125, Noida, U.P. - 201301
 
India : 1800 200 4488 (Toll Free & Accessible in India only) Fax (RHICL) : 1800 200 6677
: travelclaims@religare.com      
 
Be it Cashless settlement or reimbursement of medical expenses, we deliver on our promise of worry free experience!